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Buyer Resources Pre-Approval vs. Pre-Qualification in King County: What Sellers Actually Trust A plain-English look at the three kinds of lender letters, which one a King County seller will take seriously, and how to get the strong one before you tour a single home. Most buyers think a pre-approval letter is a pre-approval letter. It is not. Lenders hand out three different documents that sound almost the […]
Buyer Resources The 30 Days Between Accepted Offer and Closing in King County Quick Answer Most financed purchases in King County close about 30 to 45 days after the offer is accepted. Week one is earnest money, escrow, and the home inspection. Week two is inspection decisions and the appraisal order. Week three is underwriting. Week four is the Closing Disclosure, the final walk-through, signing, and keys. Your […]
Buyer Resources Rates Hit 7.5%: Does My Payment Change If I’m Already Under Contract? Quick Answer If you locked your rate around the time of your offer, a rate jump afterward does not change your payment. Mortgage News Daily’s 30-year index hit 7.57% on October 2. On a $950,000 home that is about $200 a month more than it cost two weeks ago, but only for buyers who have […]
Buyer Resources How a Mortgage Rate Lock Works in Washington A rate lock holds your mortgage rate until closing. Learn lock periods, what it costs, what a late closing does, and when Washington buyers should lock.
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